Need some fast cash? Looking for a direct payday lender? You’ve come to the right place! At Loans General, we specialize in connecting borrowers with lenders through our payday loans direct lender network. We work with a payday lenders who are eager to help you get the money you need even if you’ve had credit difficulties in the past, and we can help you get direct lender loans when you need cash fast. So if you need some emergency cash for unexpected expenses, bills, or anything else, simply apply through our website today!
We’re Not a Payday Loans Direct Lender
We work with direct payday lenders and personal loans lenders to help you get the money you need. We’re not a payday lender or personal loan lender ourselves, but we specialize in connecting borrowers with lenders who are willing to work with them.
So if you need some extra cash and can’t find a traditional lender who will give you a loan, simply apply! Here at Loans General, one application for online loans goes to multiple direct lenders so you get the best chances of an approval with the best online payday loans lenders and financial institutions!
We provide a high approval rate because we work with so many different lenders. And, our application is simple and takes just minutes to complete. So don’t hesitate – apply today if you need some extra cash!
Apply For Online Loans at Loans General
Whether you have bad credit and are looking for small money short term loans like cash advances or an online payday loan, or you have great credit and need an installment loan with a longer loan term and larger loan amounts, when you use our loan application you’ll be connected to a lender directly from our network that is best suited to your unique financial situation.
At Loans General, we work with a large number of direct payday loan lenders and financial institutions! We provide a high approval rate because we work with so many different lenders. And, our application is simple and takes just minutes to complete. So don’t hesitate – apply today!
Bad Credit? No Problem!
With our large network of direct lenders, we can probably find you a third party lender even if you have bad credit. And, our application process is quick and easy – so you can get the money you need fast! At Loans General, we understand that life happens and sometimes you need a little extra help. That’s why we’re here to help you find the best possible loan for your unique financial situation.
Frequently Asked Questions
What Is a Payday Loan Online?
A payday loan is a type of short-term loan, typically due on your next payday. They are also sometimes called cash advance loans or check advance loans. Payday loans are not a long term financial solution and people with credit difficulties should seek credit counseling.
How Does It Work?
You fill out an online application with your personal and financial information. Once you submit the form, we will try to match you with a direct lender. Direct lenders may run a credit check or require additional verification on customers applying for a new loan.
If we are successful, you will be presented with multiple loan offers and can select which payday loan or installment loan you would like to proceed with. Pay attention to the finance charges and terms of each loan offer before making your final decision. Once you’ve made a selection you are then redirected to the lender’s website where you can review their terms and conditions.
If you agree to the terms and complete a loan agreement, the lender will deposit the money into your bank account as soon as the same or next business day.
Not all loan applications will be approved, the approval process may include traditional credit checks and other alternative forms of verification.
What Are The Requirements?
In order to qualify for a payday loan, you must have a steady income and a valid bank account with a bank or credit union. Most lenders will also require that you be at least 18 years old and a US citizen or permanent resident. Some states have laws that limit the loan amount or the interest rate that can be charged. For example, in West Virginia the maximum loan amount is $500 and the interest rate is capped at 26%.
How Much Money Can I Borrow with a Payday Loan?
The amount you may be eligible to receive will depend on the state you live in, as well as the lender you’re connected to. However, most lenders; in our network offer payday loans ranging from $100 – $1000.
When Will I Receive My Loan?
If you are approved for a loan, the funds will typically be deposited into your account the same business day or next business day. Depending on the actual lender you process your loan agreement with, it may take up to 2-3 business days to receive your loan.
What Happens After I Apply?
Once you’ve applied for a direct payday loan through our website, we’ll work to connect you with one of our lending partners. If we are successful, you should receive an offer from the lender almost instantly. Once you’ve accepted a loan agreement, the loan amount will be deposited directly into your bank account! It’s that simple!
Do No Denial Payday Loans Exist?
While the idea of everyone getting an approval sounds great, it doesn’t exist in the real world.
However, what does exist are direct lenders who focus on processing payday loans for people with bad credit. When you apply for payday loans here at Loans General, we try to connect you with the right lender for your unique situation.
What Can I Use My Loan For?
The great thing about payday loans and personal loans is that you can use them for anything you need! Whether it’s to cover an emergency expense, medical bills, or to just have some extra money for spending, the choice is yours.
Can Payday Loans Be Trusted?
There are a lot of payday loan lenders out there, which can make it tricky to know who to trust. Here at Loans General, we only work with trusted and reputable lenders. When you apply for a payday loan through us, you can be confident that you’re in good hands.
How Do I Apply?
Applying for a payday loan is easy! Just fill out our online application and we’ll get you connected with a lender in minutes. Once you’ve been approved, the money will be deposited into your account as soon as the next business day. So what are you waiting for? Apply now!
If you have any questions about payday loans or personal loans, feel free to contact us anytime. We’re always happy to help!
Can I Get a Loan With Bad Credit?
At Loans General, we understand that you may have a less than perfect credit score. That’s why we offer bad credit payday loans and installment loans for our customers. Even if you have a bankruptcy or foreclosure in your past, you may still be eligible with one of our direct lenders. So don’t hesitate to apply today! We’re here to help you get the money you need, when you need it.
Alternatives To Payday Loans
Before you try to use a short term financial solution like payday loans to meet your financial needs, there are alternatives that are better long-term financial solutions such as a home equity line if you are a homeowner, your existing savings, or even a credit card cash advance or a loan from your bank or financial institution.
When To Seek Credit Counseling
If you find yourself needing payday loans, title loans, or other short term financial products frequently, you should seek credit counseling to help you get your finances on track. A credit counselor can help you create a budget, work on your money management skills, and negotiate with your creditors to lower interest rates or monthly payments.
Credit counselors can also help you consolidate your debts into one monthly payment so that you can get out of debt faster. There are many reputable credit counseling agencies across the country that help people get out of debt and improve their financial situation.
If you’re not sure where to start, you can check out the National Foundation for Credit Counseling’s website to find a credit counseling agency in your area.
Customer Notice & Financial Protection Laws
Federal law provides important protections to members of the Armed Forces and their dependents. In general, the law prohibits creditors from taking negative actions against you if you are called to active duty. These protections include placing or collecting debts, securing collateral, foreclosing on a home, repossessing your car or terminating utility service.
If you are deployed overseas, you may be able to temporarily suspend your loan payments. To find out more about these rights and protections contact your local military legal assistance office or visit the Servicemembers Civil Relief Act website.